Single Family auction Carlyle, IL - 22096-PANORAMA-DR-Carlyle-IL-62231, 91717181505 | Hubzu
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22096 PANORAMA DR
Carlyle, IL 62231
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Description
This is a value-based foreclosure auction, which means the beneficiary has provided a bid based on market value. This is a great opportunity for buyers since the final reserve may be priced at or below current market value.

PAYMENT INFORMATION: On the day of sale, bidders must register a certified check payable to The Judicial Sales Corp
This is a value-based foreclosure auction, which means the beneficiary has provided a bid based on market value. This is a great opportunity for buyers since the final reserve may be priced at or below current market value.

PAYMENT INFORMATION: On the day of sale, bidders must register a certified check payable to The Judicial Sales Corporation (No third party checks or other types of currency, lines of credit, etc. will be accepted). Most properties are sold for 25% down with the balance due by 2:00 PM (Central Time) the next business day (see the notice of sale or check the court filing for this information).
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Scheduled
Auction Date & Time
Sep 08 2025 at 9:30 AM local
County
Clinton
Auction Address
Clinton County Courthouse, 850 Fairfax St, Carlyle, IL 62231
TBD
Estimated Opening Bid
Sheriff's Appraised Value
This is an estimate of the property's value as determined in accordance with Ohio state laws governing foreclosure sales, including but not limited to Ohio Revised Code Section 2329.17. Ohio state law does not require an appraisal by a licensed or certified appraiser and interior inspections are not normally performed. Bidders should not rely on this stated value in deciding whether and how much to bid.
Sale Deposit
The amount and timing of the Sale Deposit is prescribed by Ohio state laws governing foreclosure sales, including but not limited to Ohio Revised Code Section 2329.211. Failure to timely submit the Sale Deposit may result in invalidation of the sale.
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Property Details for 22096 PANORAMA DR
35 Views
Interior Details
Beds: 3 Beds
Full Baths: 2 Baths
Air Conditioning: Yes
Land Info
Lot Size: 29,621 Sq. Ft.
Size: 2,168 Sq. Ft.
Property Info
Year Built: 1977
Type: Single Family
Property ID: 91717181505
County: CLINTON
Other Property Info
Sub Division: NA
MLS ID: NA
Case File Details
Attorney/Trustee Name
Codilis & Associates PC
Phone Number
630-794-5300
Case File Number
14-25-00026
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Foreclosure Properties on Hubzu
You can easily find foreclosure properties by searching on Hubzu. Here are a few things you should know about foreclosure properties.
What is a foreclosure auction?
A foreclosure auction is a time-limited bidding event conducted online or in-person with the objective of selling a property after a creditor or lienholder has obtained a judgment from a court because the owner or borrower defaulted on their loan obligations or was severely delinquent on property tax payments. In-person foreclosure auctions typically occur at the courthouse in the county where the property is located while online foreclosure auctions are virtual and conducted digitally.
When and where do foreclosure sales occur?
In-person foreclosure auctions typically occur at the county courthouse at a specified date and time. The auction schedules are often set based on applicable state or local laws. Online foreclosure auctions can take place at any date and time.
What if the property doesn't sell during a foreclosure auction?
All properties offered at a foreclosure auction typically sell. The bank or creditor holding the mortgage will typically submit a bid at the foreclosure auction that is up to the amount of the remaining indebtedness owed to it by the borrower. If a third-party bidder does not place a bid that is higher than the bank or creditor, then the property is sold to the bank or creditor and it becomes a Real Estate Owned (REO) property owned by the bank or creditor. If a third-party bidder outbids the bank or creditor during the auction, then that bidder is typically obligated to purchase the property and must close within a short time after the auction (the rules vary by state). If the bank or creditor becomes the owner of the property, they may elect to market it again in an online auction format on Hubzu.com.
Do you have non-bank owned homes on the site?
Yes, we do offer non-bank owned homes to be auctioned on Hubzu. The best way to search for these properties is to choose the 'Non-Bank Owned' filter in your search parameters. This will ensure that you only see applicable properties.
Can I bid online?
In many cases, yes! Foreclosure auctions in select states (Ohio, Florida) are permitted online. Some states, however, only allow foreclosure auctions to be conducted in-person and those events typically occur at the county courthouse where the property is located. Oftentimes, a bank or creditor will want to promote the in-person auction online and as a result, prospective bidders can find information about those properties and the in-person auction events on Hubzu.com. Unfortunately, bidding can only occur in-person. But, if the live foreclosure auction results in the bank or creditor owning the property, they may elect to market it in an online auction format on Hubzu.com.
What do I need to take to an in-person foreclosure auction?
Bidders should go to the auction prepared with cash or a cashier's check in case their bid is accepted. The county may require prospective bidders to verify their identity and provide proof of funds before the auction begins. Personal check, credit cards, money orders and letters of credit are typically not acceptable forms of payment. For more specific details regarding documentation for a particular auction event, please refer to documents section on the property details page.
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